Hacienda Home Mortgage

Lending with Purpose

Do you need a loan to purchase a home?  Do you already own a home, but want to refinance to consolidate debt, pay for college, or do home repairs?  You can now get your home loan through Hacienda CDC.

Hacienda Home Mortgage provides a few key advantages for you:

  1. Homebuyer education is part of our mission. Owning a home is a big deal! Hacienda will make sure you have the tools you need to understand the process, your rights, and your options. We are a HUD Certified Housing Counseling Agency.
  2. We will make sure you get the right loan for you. If we find a lending product that we don’t offer that’s a better fit for you, we will refer you to that lender.
  3. Your dollars stay in the community. Let’s face it – all homeowners pay fees when they purchase a home. Getting your mortgage loan through Hacienda means that the fees you pay will be reinvested in our mission.

We offer multiple lending products such as Conventional, FHA, VA, USDA and we can do lending for single-family homes, manufactured housing or multi-family property up to four units.

We offer additional support including pre-purchase counseling, financial fitness classes, and an 8 hour first- time home-buyer education class that is required for many First Time Home Buyer lending programs – you will receive the required certificate after taking this class. We also provide additional support through, IDA’s, Lending Circles, etc.

The learning starts here! Here are the most frequently asked questions we hear every day.

 

Words from our clients:

I could not have been happier to work with Terry and Cecilia on my refinance.  They walked me through the whole process and answered every one of my questions. They made it so easy. I would recommend using Hacienda to anyone looking to purchase or refinance their home.

 – Dianne –

If I have further questions I will reach out and if I don’t it makes more room for you to help others! I think highly of the work you are doing, thank you for serving people who need coaching, encouragement, guidance and accessibility to the world of home ownership!

– Susan –