Default Intervention

A Economic Opportunity Program

Hacienda’s Default Intervention Program provides support to homeowners at risk of foreclosure. Our certified housing counselors work with those struggling financially to identify and explore all available options based on their specific situations. Our services are free of charge.

What we Do:

  1. Coaching

We provide a holistic and coaching-based approach to our one-on-one meetings to identify possible solutions for home retention. Given the framework of the Portland housing market and up-to-date loan servicing practices, we will lay out all possible options for home retention.

  1. State-run mediation

The Economic Opportunity Department contains a HUD-approved housing counseling agency that partners with the State’s “Oregon Foreclosure Avoidance Program”. If your loan servicer has referred you to this mediation program, we are here to help.

  1. Limited-time federal funding for mortgage assistance/ property tax benefits

Hacienda CDC is the intake agency for the Oregon Homeownership Stabilization Initiative, a state-run initiative that provides monetary assistance for homeowners who are experiencing or are recovering from a financial hardship that endangers the preservation of their mortgage/reverse mortgage/ property taxes. Please click here for more information.

To register for an appointment or to inquire for more information about our Default Intervention Program, please contact our office at 503-961-6432, or by email at