Economic Opportunity – (Homeownership Support)

Education, Housing Counseling, and Financial Services

The Economic Opportunity (Homeownership Support) Department is a central piece of Hacienda’s vision for families and individuals who are looking to improve or preserve their financial outlook, literacy and assets. As a team of financial coaches and a HUD-approved housing counseling agency, we provide group education and one-on-one coaching to the community-at-large.

Our work is powered by the vision of a community in which families can empower themselves to build assets, become financially literate, and set themselves up for the future. Through client-focused financial coaching, intensive financial education courses, and active asset and credit building, we are making our community a place everyone can call home.

Our services:
– Pre-purchase and default prevention counseling

– Home mortgages

– Lending circles

Office hours: Monday / FRIDAY 8:30 am – 5:00 pm

NO OFFICE HOURS. PLEASE CALL (503) 961-6432 or email home@haciendacdc.org

 

Hacienda’s Default Intervention Program provides support to homeowners at risk of foreclosure. Our certified housing counselors work with those struggling financially to identify and explore all available options based on their specific situations. Learn More

Do you need a loan to purchase a home?  Do you already own a home, but want to refinance to consolidate debt, pay for college, or do home repairs?  You can now get your home loan through Hacienda CDC. Learn More

Camino a Casa prepares prospective homebuyers for homeownership. Clients work closely with financial coaches and HUD-certified housing counselors throughout the entirety of the home-buying process. In addition to mortgage-readiness and financial fitness workshops, we provide constant and various opportunities for down-payment assistance. Learn More

Hacienda’s Lending Circles turn a common and ancient practice- borrowing money with family and friends- into a safe, powerful credit and savings building opportunity. Lending circles (also known as tandas, susu, cundinas, and pandeiros in other countries) help participants raise money for necessities or to pay off other high-interest loans, small business expenses, get a car, etc. Learn More

Any Questions?
Contact Us

Upcoming Workshops

The ABCs of Home Buying

View Full Schedule
This virtual version of ABC’s of Homebuying will be held in two sessions of 3-hour each. This course is required for mortgage-ready homebuyers. The course is designed to foster sustainable homeownership through sound decision-making and home preservation. Graduates who attend the two sessions will receive a certificate of completion which may be used for other loan products as needed.
To register please contact the Economic Opportunity Department at (503) 961-6432.

Receive a free copy of your credit report and FICO score when you schedule your intake session. Register by calling (503) 961-6432.


Esta versión virtual de ABC’s of Homebuying se llevará a cabo en dos sesiones de 3 horas cada una. Este curso es obligatorio para compradores de vivienda que van a solicitar hipotecas. El curso está diseñado para fomentar la propiedad de vivienda sostenible a través de la toma de decisiones sensatas y la preservación de la vivienda. Los graduados que asistan a las dos sesiones recibirán un certificado de finalización que se puede utilizar para otros productos crediticios según sea necesario.

Para registrarse, comuníquese con el Departamento de Oportunidades Económicas al (503) 961-6432.

Reciba una copia gratuita de su informe de crédito y puntaje FICO cuando programe su sesión de admisión. Llamando al (503) 961-6432.

Next Sessions

Thu Nov 5–7, 2020

/ esp

Thu Nov 19–21, 2020

/ eng

Default prevention orientation

View Full Schedule

Are you experiencing a hardship and are at risk of, or unable to, pay your mortgage?

Hacienda CDC’s Economic Opportunity Department can help! The first step to accessing HUD-approved Housing Counseling is to join a virtual default prevention orientation. We offer our orientation in Spanish and in English, please contact us at (503)961-6432, or home@haciendacdc.org to register.

—-

¿Está experimentando una dificultad y está en riesgo o no puede pagar su casa?

¡El Departamento de Oportunidades Económicas de Hacienda CDC puede ayudar! El primer paso para acceder a la Consejería de Vivienda aprobada por HUD es asistir a una orientación virtual de prevención de embargo hipotecario. Ofrecemos nuestra orientación en español y en inglés, por favor contáctenos al (503)961-6432, o escribe a home@haciendacdc.org para registrarse.

Next Sessions

Wed Oct 21, 2020, 6:00pm–7:00pm

/ esp

Wed Nov 18, 2020, 6:00pm–7:00pm

/ eng